Automotive Financing Services
Discover flexible financing programs designed for every driver, vehicle type, and budget. From showroom-new cars to loan refinancing, our streamlined application connects you with competitive terms.
Verified Showroom Rates
Fast Approval From 3.99% APR
5 Dedicated Programs
Choose the Financing That Fits Your Needs
Review our five core automotive financing offerings below and start your hassle-free application today.
Auto / Vehicle Loans
Flexible loans for personal passenger cars, SUVs, and light trucks.
Whether you're purchasing from a premier dealership or a private seller, our standard auto vehicle loan provides streamlined approvals, flexible loan terms, and competitive fixed monthly rates tailored to your budget.
Key Advantages & Inclusions
- No pre-payment penalties or hidden charges
- Fixed monthly installments for predictable budgeting
- Financing available for both dealer & private party sales
- Rapid pre-qualification with no initial impact on credit
Vehicle Loan Refinancing
Lower your monthly payments or reduce your interest rate today.
Tired of paying high interest on your current car loan? Refinance with our lending network to lower your annual percentage rate (APR), reduce monthly payments by up to $150+, or adjust the remaining loan duration to suit your current financial situation.
Key Advantages & Inclusions
- Reduce your interest rate and total loan cost
- Lower monthly payments to increase cash flow
- Skip up to two initial payments upon approval
- Simple paperwork transfer from your existing lender
New Vehicle Financing
Unbeatable rates and terms for brand-new vehicle purchases.
Step into the showroom with confidence. Pre-qualify for new car financing before visiting the dealership to lock in the lowest rates on current model year sedans, hybrid vehicles, trucks, and SUVs from certified dealerships.
Key Advantages & Inclusions
- Access to promotional factory lending incentives
- Zero down-payment options for qualified buyers
- Extended 84-month terms available for high-value vehicles
- Pre-approval letter empowers your negotiation at dealerships
Used Vehicle Financing
Reliable financing for pre-owned, CPO, and private vehicles.
Secure hassle-free funding for used and certified pre-owned (CPO) vehicles. We accommodate vehicles up to 12 years old and 150,000 miles with competitive rates, so you can buy the reliable car you need without financial strain.
Key Advantages & Inclusions
- Eligible for vehicles up to 12 model years old
- Free vehicle history check integration support
- Fast approval turnarounds (often within 4 business hours)
- Co-signer and subprime-friendly lending options
Other Automotive Financing Services
Custom financing for commercial fleets, EVs, lease buyouts & more.
Need a non-traditional vehicle loan? We structure financing for commercial utility vans, business fleet expansions, electric vehicle (EV) incentive financing, lease buyouts, and specialized automotive equipment.
Key Advantages & Inclusions
- Commercial vehicles, cargo vans, and work trucks
- Lease buyout financing to keep your current leased vehicle
- Electric vehicle (EV) green discount terms
- Tailored loan structures for small business owners
Direct Comparison
Compare Our Financing Programs
Quickly compare key parameters across each automotive financing category.
| Service Category | Starting APR | Max Term | Max Loan | Vehicle Age Limit | Action |
|---|---|---|---|---|---|
| Auto / Vehicle Loans | 4.99% | 84 Months | $100,000 | Up to 10 Years | Apply → |
| Vehicle Loan Refinancing | 4.49% | 72 Months | $85,000 | Up to 8 Years | Apply → |
| New Vehicle Financing | 3.99% | 84 Months | $150,000 | Current / 1 Year | Apply → |
| Used Vehicle Financing | 5.49% | 72 Months | $75,000 | Up to 12 Years | Apply → |
| Other Automotive Financing | 5.99% | 84 Months | $200,000 | Varies by Type | Apply → |
Estimate Your Auto Loan Payment
Adjust vehicle price, down payment, and duration to see how affordable your dream vehicle can be.
Estimated Monthly Payment
* Estimated calculation only. Final APR, monthly payments, and terms depend on credit approval and vehicle details.
Ready to Finance Your Next Vehicle?
Submit our fast 5-step application online. No login or account creation is required, and our team will get in touch promptly.